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Should I keep my Toyota 4Runner?
Keeping an 8-year-old (2018) Toyota 4Runner at typical mileage costs about $6,194 a year: $1,317 in value it loses, $1,284 insurance, $2,200 fuel, $1,293 maintenance and repairs and $100 registration. A new one costs about $10,556 a year to own, mostly because new cars lose value faster.
By model year
What a Toyota 4Runner costs to keep, by year
Next 12 months for a paid-off car at 12,000 miles a year, average insurance costs, $3.30 gas. Click a year to run your own numbers in Keep or Switch.
| Year | Value today | Cost to keep next year | Value lost | Maintenance and repairs | Efficiency | Repair complaints |
|---|---|---|---|---|---|---|
| 2025 | $34,629 | $7,469 | $3,259 | $712 | 22 MPG | Fewer than average |
| 2024 | $30,429 | $7,436 | $2,766 | $736 | 17 MPG | Fewer than average |
| 2023 | $26,833 | $7,038 | $2,300 | $850 | 17 MPG | Fewer than average |
| 2022 | $23,797 | $6,586 | $1,859 | $880 | 17 MPG | Fewer than average |
| 2021 | $21,279 | $6,688 | $1,803 | $1,075 | 17 MPG | Fewer than average |
| 2020 | $18,892 | $6,310 | $1,399 | $1,135 | 17 MPG | Fewer than average |
| 2019 | $16,968 | $6,203 | $1,357 | $1,231 | 18 MPG | Fewer than average |
| 2018 | $15,142 | $6,194 | $1,317 | $1,293 | 18 MPG | Fewer than average |
| 2017 | $13,410 | $5,876 | $958 | $1,363 | 18 MPG | Fewer than average |
| 2016 | $12,079 | $6,209 | $1,208 | $1,473 | 18 MPG | Fewer than average |
| 2015 | $10,545 | $6,105 | $1,054 | $1,550 | 18 MPG | Fewer than average |
| 2014 | $9,206 | $6,065 | $921 | $1,669 | 18 MPG | About average |
| 2013 | $8,037 | $5,955 | $804 | $1,700 | 18 MPG | Fewer than average |
| 2012 | $7,016 | $5,777 | $702 | $1,761 | 19 MPG | Fewer than average |
| 2011 | $6,125 | $5,758 | $612 | $1,852 | 19 MPG | Fewer than average |
Should you keep it?
Keeping vs replacing your Toyota 4Runner
- Cheapest year to keep: 2011, at about $5,758 a year.
- Fewest repair-heavy complaints: 2020.
- Older isn't always cheaper: value lost shrinks as a car ages, but maintenance and repairs grow, from $712 a year for a 2025 to $1,852 for a 2011.
A paid-off car is usually the cheapest car you can drive, even with repairs: a replacement starts losing value the day you buy it and comes with tax, fees and often a loan. Switching tends to pay only when repairs get large and frequent, or a much more efficient car cuts fuel costs enough. Keep or Switch compares your Toyota 4Runner against any replacement, including the costs of switching.
Questions
Common questions
How much does it cost to own a Toyota 4Runner per year?
For a 2018 model at typical mileage, about $6,194 a year in value lost, insurance, fuel, maintenance, repairs and registration, not counting any loan. Years in the table range from $5,758 to $7,469.
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