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Should I keep my Ford F-150?
Keeping an 8-year-old (2018) Ford F-150 at typical mileage costs about $6,229 a year: $1,254 in value it loses, $1,259 insurance, $2,084 fuel, $1,531 maintenance and repairs and $100 registration. A new one costs about $10,474 a year to own, mostly because new cars lose value faster.
By model year
What a Ford F-150 costs to keep, by year
Next 12 months for a paid-off car at 12,000 miles a year, average insurance costs, $3.30 gas. Click a year to run your own numbers in Keep or Switch.
| Year | Value today | Cost to keep next year | Value lost | Maintenance and repairs | Efficiency | Repair complaints |
|---|---|---|---|---|---|---|
| 2025 | $32,980 | $7,536 | $3,104 | $725 | 19 MPG | More than average |
| 2024 | $28,980 | $7,041 | $2,635 | $749 | 19 MPG | More than average |
| 2023 | $25,555 | $6,716 | $2,190 | $913 | 19 MPG | More than average |
| 2022 | $22,663 | $6,291 | $1,771 | $947 | 19 MPG | More than average |
| 2021 | $20,266 | $6,480 | $1,717 | $1,225 | 19 MPG | More than average |
| 2020 | $17,992 | $6,185 | $1,333 | $1,348 | 19 MPG | More than average |
| 2019 | $16,160 | $6,231 | $1,293 | $1,465 | 19 MPG | More than average |
| 2018 | $14,421 | $6,229 | $1,254 | $1,531 | 19 MPG | More than average |
| 2017 | $12,772 | $5,936 | $912 | $1,608 | 19 MPG | More than average |
| 2016 | $11,504 | $6,257 | $1,150 | $1,660 | 19 MPG | More than average |
| 2015 | $10,043 | $6,062 | $1,004 | $1,748 | 20 MPG | More than average |
| 2014 | $8,767 | $6,315 | $877 | $1,854 | 17 MPG | More than average |
| 2013 | $7,654 | $6,428 | $765 | $2,101 | 17 MPG | More than average |
| 2012 | $6,682 | $6,426 | $668 | $2,217 | 17 MPG | More than average |
| 2011 | $5,833 | $6,451 | $583 | $2,347 | 17 MPG | More than average |
Should you keep it?
Keeping vs replacing your Ford F-150
- Cheapest year to keep: 2017, at about $5,936 a year.
- Most repair-heavy complaints: 2019, based on NHTSA owner complaints about the engine, transmission, electrical and fuel systems compared with similar cars that year.
- Older isn't always cheaper: value lost shrinks as a car ages, but maintenance and repairs grow, from $725 a year for a 2025 to $2,347 for a 2011.
A paid-off car is usually the cheapest car you can drive, even with repairs: a replacement starts losing value the day you buy it and comes with tax, fees and often a loan. Switching tends to pay only when repairs get large and frequent, or a much more efficient car cuts fuel costs enough. Keep or Switch compares your Ford F-150 against any replacement, including the costs of switching.
Questions
Common questions
How much does it cost to own a Ford F-150 per year?
For a 2018 model at typical mileage, about $6,229 a year in value lost, insurance, fuel, maintenance, repairs and registration, not counting any loan. Years in the table range from $5,936 to $7,536.
Which Ford F-150 years have the most problems?
In NHTSA owner complaint data, 2019 drew the most repair-heavy complaints relative to similar cars. Complaints are voluntary and busier models draw more of them, so treat this as a weak signal.
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